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Tips for Single Parents in Dealing with Their Ohio Car Insurance

Unfortunately single parents don’t get any discount from insurance companies. But there are other discounts that you could be eligible for that you aren’t availing. If your children are old enough to drive and they get a 3.0 or above consistently in school they could be eligible for a discount. If more than one car is on your insurance account, there could be a discount. Your car’s safety features can make it make you eligible for another discount. Or you could get a discount for just being a homeowner.

You only need to make sure that you ask your Ohio car insurance company about these discounts. Most of the cases, unless you ask them the insurance companies will not tell you about these discounts.

Apart from these there are other discounts which you might get.

•             Group discount: By being an active member of a certain interest group or union you can become eligible for a group discount. For example many insurance companies give discounts to teachers and veterans.

•             Mileage discount: Drivers who drive less than the average number of miles daily are eligible for mileage discounts offered by few insurance companies. If you live close to your work or carpool or drive less than the average miles per year then you can be eligible for a mileage discount.

•             Safe driver discount: If you remain accident free for certain duration with an insurance provider, you can get a safe driver discount as a reward for your immaculate driving history. Usually this duration is from 3 to 4 years.

You need to read your insurance policy in detail and check if there is something which are not used. Getting rid of it can result in immediate savings. If you are looking for a new insurance company you need to shop around before choosing one.

Do not accept the first quote offered to you. The usual rule is to get insurance quotes from at least 3 different companies before you settle for one.  As mentioned previously, talk to your Ohio auto insurance company about your car’s safety features or your child’s good grades in school. Ensure that your payments are done on time. While this will not fetch you discounts it will ensure that the service is not stopped. Making annual payments as compared to monthly installments also makes you eligible for a discount.

You can use all these tips to ensure that you can make some savings on your Ohio auto insurance premiums. In most cases it helps if you inquire about policies with different insurance companies. You can get instant information and quotes on policies by typing your zip code at the top of this page.